How do I know if my roof has hail damage?
Look for dented gutters and vents, missing grit in the gutters, cracked tiles and dark bruised spots. Hail damage is often hard to see from the ground, so ask a provider to inspect.
Storms in the Treasure Island area can be hard on a roof. Summer storms bring wind and heavy rain, and hurricane season can bring much worse. Hail can dent metal and knock the grit off shingles. Wind can lift tiles and tear shingles loose.
Illmario Roofing is a referral service. We do not fix roofs ourselves. We connect homeowners in Treasure Island with independent local providers in our network who do the work. This page shows what storm damage looks like, what you can safely check from the ground, and when you need a pro with the right gear. It also explains what to photograph and what to ask a provider. Small sign, early action. A quick look now can save you a bigger repair later.
First, make sure everyone is safe. Wait until the wind stops and the lightning is gone. Wet roofs are slick, and loose tiles can slide.
Stay off the roof. Stay off the ladder, too. Look from the ground and take notes. You can do the rest of the work from the yard.
Walk around the house. Look up at the roof edges. Check the lawn and flower beds, too.
Take clear photos with your phone. Add the date. These help later with a provider visit and any claim.
Go to the attic if you can do it safely from a solid floor or a sturdy ladder. Look for damp wood, wet insulation or daylight through the roof. Check ceilings for brown rings or soft spots.
In our humid climate, a damp spot can grow mold fast. Dry what you can reach. Put a bucket under any drip. Move furniture out of the way.
Some damage needs a fast response. Water pouring in, a hole in the roof or a sagging ceiling are all in this group. So is a tree on the roof.
If the ceiling bulges with water, stay clear of that room. If you see sparks or smell burning, leave and call emergency services. For a roof leak, a provider can often add a temporary cover called a tarp. Many providers can respond quickly, but availability varies.
Hail hits like thrown rocks. On shingles, it bruises the surface and knocks off the grit. Grit shields the roof from sun, so a bare spot ages fast.
On tile, hail can crack or chip pieces. Hail can also dent vents, flashing and gutters. Those dents are a clue that the roof took a hit, too.
The damage can be hard to see. A bruised shingle may look fine from the ground. That is why a trained eye matters.
Wind lifts shingles and tiles. It can crease them, tear them off or loosen the nails. Strong storms can also toss branches onto the roof.
Heavy rain finds weak spots. It runs under lifted edges and around loose flashing. Even a small gap can let in water over many storms.
A missing shingle looks minor. But the bare spot under it can leak the next time it rains. With near-daily summer storms, a small gap gets tested often.
A few signs worth acting on early:
You can safely do a few things. Take photos from the ground. Clear small debris from the lawn. Move items away from a leak. Write down dates and what you see.
A pro needs to handle anything on the roof itself. That means checking for hidden damage, fixing flashing, replacing tiles and sealing leaks. Pros use harnesses, safe ladders and the right tools.
Leave the climbing. Roof falls cause serious injuries every year. A wet or damaged roof is even riskier.
A provider usually walks the roof and checks the surface, edges and joints. They look at shingles or tiles, flashing, vents, gutters and the decking (the boards under the roof). They may check the attic for leaks.
You should get notes and photos of what they find. Ask for a written estimate that lists each repair.
Many storm jobs are simple repairs. A few missing shingles or cracked tiles can often be swapped out. A leak at one vent can often be sealed.
Replacement may make sense when damage is spread across the roof. It can also fit an older roof that already had wear. Ask the provider to show you the reasons. A good one will point to the damage in photos.
Some policies may cover sudden storm damage. Others have a separate hurricane or wind deductible (the amount you pay first). Read your policy and call your insurer to ask.
Providers can often help document damage for a claim. Photos, notes and a written estimate all help. Keep your receipts for any temporary repairs.
After a big storm, strangers may knock and offer roof work. Some are honest. Some are not.
Take your time. Do not sign on the spot. Do not pay a large amount up front. Ask for proof of license and insurance, and check them yourself.
Good answers should be plain and clear. If a provider rushes you, move on.
A provider looks over shingles, tiles, flashing and vents for dents, cracks, lifted edges and loose parts.
A provider can seal active leaks and add a temporary cover to protect your home.
Cracked tiles, torn shingles and bent flashing can be replaced or fixed on the roof.
Many providers can share photos and written notes, which can help with an insurance claim.
Storm repair costs vary a lot by roof type, size and how much is damaged. These are common U.S. ranges only. Always get a written quote before work starts.
| Item | Typical range | Notes |
|---|---|---|
| Roof inspection | $150 – $500 | Some providers apply it to the job price |
| Temporary tarp cover | $300 – $1,500 | Depends on roof size and access |
| Small shingle repair | $250 – $1,200 | A few missing or torn shingles |
| Tile repair | $400 – $1,800 | Cost rises with tile type and breakage |
| Flashing or vent repair | $200 – $900 | Common leak spots after wind |
| Hail damage roof replacement | $8,000 – $30,000+ | Wide damage or older roofs; varies by size and material |
Wait for the weather to clear. Keep off the roof and look from the ground.
Photograph the yard, roof edges and any ceiling stains. Add the date to each.
Tell us what you see. We match you with a local provider in our network.
Read what the provider found, ask questions, then choose your next step.
Tell us about your roof and we connect you with a local provider in our network.
We explain signs, terms and choices in short, simple words so you can decide calmly.
Providers know humid weather, hurricane season, tile and shingle roofs, and block homes.
Request an estimate and compare. You decide whether to hire anyone.
Tell us about your roof. Request an estimate and a local provider in our network will follow up with next steps.
No obligationLook for dented gutters and vents, missing grit in the gutters, cracked tiles and dark bruised spots. Hail damage is often hard to see from the ground, so ask a provider to inspect.
No. Wet, damaged roofs are slippery and may not hold your weight. Look from the ground, take photos and call a provider. Leave the climbing to a pro with safety gear.
Some policies may cover sudden storm damage, but terms and deductibles differ. Check your policy and ask your insurer. Providers can often help document the damage for a claim.
Tell us about your roof. Request an estimate and a local provider in our network will follow up with next steps.
No obligation